Fees and Financial Considerations

Each individual/parent session is $175/50 minutes and family sessions are charged at $200/50 minute session.

Both in-person and online sessions are charged at the same rate.

Do You Accept Insurance?

No, but sessions are sometimes compensated through your insurance since I am an “out-of-network” provider.

You will be directly responsible for paying the full balance for each session at the time of service. I will then provide you with an itemized receipt for services (a “superbill”) that you can directly submit to your carrier thereafter.

Depending on your insurance carrier and individual plan, you may be eligible for compensation. To find out the approximate compensation you can expect to receive for services, I have included a step-by-step guide below.

Determining Compensation

Here is the information you will need when talking with your insurance company. Please give their customer service line a call (typically found on the back of your insurance card) and provide them with this information:

Provider Name/Credentials: Caroline Cruse, MSW, LICSW, CMHS

Provider’s License Number: LW61446566

Provider’s NPI: 1679190797

CPT Codes (corresponds to the services you’re seeking):

-Individual Sessions (90837)

-Family Sessions (90847)

-Parenting Sessions (90846)

 Other Helpful Questions to Ask Insurance

-What are my mental health benefits?

-What is the coverage amount per therapy session?

-How many therapy sessions does my plan cover?

-How much does my insurance pay for an Out-of-Network provider?

-Is approval required from my primary care physician?

-How do I submit my medical receipts for reimbursement?